Saturday, 12 November 2011

Personal Loan in Faridabad

  About Us                   Mob- 09717076600

                                        http://loanpao.com/contact-us

 

Loan Pao is a loan provider web site in English language that gives you best loan deals. It's based in India in Banking Sector, and with long experience in Delhi NCR Loan Banking market it helps People to find the loan that perfectly matches their needs. We specialize in arranging loans for self employed, limited companies, partnership firms, private limited companies and salaried individuals. Loan Pao is managed by trained Professionals and is associated with various leading banks, private finances and non banking financial institutions to provide fast and easy hassle free loans.

Loan Pao provides one window and tailor-made solutions for your unique loan requirement & needs. We assure the safety and privacy of the customer's personal details. The vision of Loan Pao is to provide the best offer in relation to services such as documentation, rate of interest and loan quantum in a personalized manner tailor made for each customer all available under one roof.

Loan Pao is the ultimate destination for every kind of Consumer finance solution. With support of our Finance Partners and efficient service Loan Pao provides speedy loan and door step service at to their customers. Our trained staff takes care of all the documentation, application and other formalities.

Online loans are fairly easy to come by and new online banks are entering the market almost everyday. This is making the online banking market very competitive which basically means that you can find some extremely cheap online loans if you just know where to look.

Once you have had a look at what is around, you will need to compare the online loans available to discover which one is best for you.

Deal In -
  • Business Loan
  • Personal Loan
  • Home Loan
  • Loan Against Property
  • Project Loan
  • Balance Transfer
  • Over Draft ( OD )
  • Education Loan
  • Vehicle Loan
  • Insurance   

 

Business Loan 


Businesses require an amount of capital to fund start-up expenses or pay for expansions. As such, companies out business loans to gain the financial assistance they need. A business loan is debt that the company is obligated to repay according to the loan’s terms and conditions.

A business loan is funding given to business by a bank, an individual(s), or an organization usually to be repaid by a certain date with a certain amount of interest. The amount of a loan, the amount of interest, the repayment date, the qualification of the loan recipient to merit the loan, the credit analysis, and the number of lenders used to achieve the desired loan amount are all variable.

http://loanpao.com/loan-services/business-loan

Business Loan Proprietor

A proprietorship farm applicant can be avail Business loan from Banks and NBFC .Loan amount is repaid as Equated Monthly Instalment (EMI).

ELIGIBILITY

  • Net Income of the concern should be greater than Rs. 200,000 p.a.
  • Minimum turnover of the concern must be Rs. 1,000,000 p.a.
  • Minimum age of the guarantor to be 21 years
  • Maximum age of the guarantor to be 65 years at the time of the loan maturity

DOCUMENTS NEEDED FOR APPROVAL
  • Photo
  • Pan Card
  • Address Proof for Residence and Office (Light Bill / Phone Bill)
  • ITR for last 2 Financial Years along with Computation of Income, Balance sheet, P&L
  • Banling last 6 months of all current / cc / savings accounts as shown in balance sheet
  • CC Letter / Termloan Letter / All existing Loans welcome letter
  • Shop act / Sale Tax / service tax one of required

Loan process
Business loan are processed in a very quick and easy. You can also apply online business  loan
on our website fill our  loan form with correct details. And then we will receive your online your
application. After received you’re  application our team will contact you within working 24 hours.

OUR BANK PARTNERS
Every bank & Nbfc available in market today provides Business  loan Like SBI , pnb , canara ,dhfl , religare , Magma , Fullerton ,  ING BANK , HDFC Bank, BAJAJ FINSERVE, KOTAK MAHINDRA BANK , Citi bank, standard chartered BANK  AND Axis bank etc.


RATE OF INTREST
Business  loan rate of intrest  range from 11% to 15%. With the tenure of the loan up to 1 year to 10 years.

http://loanpao.com/loan-services/business-loan-proprietor

Business Loan Partnership

Businesses require a amount of capital to fund startup expenses or pay for expansions. As such, companies out business loans to gain the financial assistance they need. A business loan is debt that the company is obligated to repay according to the loan’s terms and conditions. A business loan is funding given to business by a bank, an individual(s), or an organization usually to be repaid by a certain date with a certain amount of interest. The amount of a loan, the amount of interest, the repayment date, the qualification of the loan recipient to merit the loan, the credit analysis, and the number of lenders used to achieve the desired loan amount are all variable.
Business Loan For Partnership
A partnership farm  can be avail  Business loan from Banks and nbfc . Loan amount is repaid as Equated Monthly Installment (EMI).

ELIGIBILITY

  • Net Income of the concern should be greater than Rs. 200,000 p.a.
  • Minimum turnover of the concern must be Rs. 1,000,000 p.a.
  • Minimum age of the guarantor to be 23 years
  • Maximum age of the guarantor to be 65 years at the time of the loan maturity

Documents needed for approval
  • Photo
  • Pan Card
  • Address Proof for Residence and Office (Light Bill / Phone Bill)
  • ITR for last 2 Financial Years along with Computation of Income , Balance sheet , P&L
  • Banling last 6 months of all current / cc / savings accounts as shown in balance sheet
  • CC Letter / Termloan Letter / All existing Loans welcome letter
  • Shop act / Sale Tax / service tax one of required
  • Partnership Deed

Loan process
Business  loan are processed in a very quick and easy. You can also apply online business  loan on our website fill our  loan form with correct details. And then we will receive your online your  application. After received you’re  application our team will contact you within working 24 hours.


OUR BANK PARTNERS

Every bank & Nbfc available in market today provides Business  loan Like SBI , pnb , canara , dhfl , religare , Magma , Fullerton ,  ING BANK , HDFC Bank, BAJAJ FINSERVE, KOTAK MAHINDRA BANK , Citi bank, standard chartered BANK  AND Axis bank etc.


RATE OF INTREST –
Business  loan rate of intrest  range from 11% to 15%. With the tenure of the loan up to 1 year to 10 years.

Business Loan Private Limited

Businesses require a amount of capital to fund startup expenses or pay for expansions. As such, companies out business loans to gain the financial assistance they need. A business loan is debt that the company is obligated to repay according to the loan’s terms and conditions. A business loan is funding given to business by a bank, an individual(s), or an organization usually to be repaid by a certain date with a certain amount of interest. The amount of a loan, the amount of interest, the repayment date, the qualification of the loan recipient to merit the loan, the credit analysis, and the number of lenders used to achieve the desired loan amount are all variable.

Business Loan For Pvt. Ltd.
A pvt. Ltd. farm  can be avail  Business loan from Banks and nbfc . Loan amount is repaid as Equated Monthly Installment (EMI).

ELIGIBILITY
  • Net Income of the concern should be greater than Rs. 300,000 p.a.
  • Minimum turnover of the concern must be Rs. 1,500,000 p.a.
  • Minimum age of the guarantor to be 23 years
  • Maximum age of the guarantor to be 65 years at the time of the loan maturity

Documents needed for approval
  • Photo
  • Pan Card
  • Address Proof for Residence and Office (Light Bill / Phone Bill)
  • ITR for last 2 Financial Years along with Computation of Income , Balance sheet , P&L
  • Banling last 6 months of all current / cc / savings accounts as shown in balance sheet
  • CC Letter / Termloan Letter / All existing Loans welcome letter
  • Audit reports
  • Registration required
  • MOA
  • Latest Shareholding Directors Certified by CA / CS (Pvt. Ltd. / Ltd.)

Loan process
Business  loan are processed in a very quick and easy. You can also apply online Business loan on our website fill our  loan form with correct details. And then we will receive your online your  application. After received you’re  application our team will contact you within working 24 hours.

OUR BANK PARTNERS
Every bank & Nbfc available in market today provides Business  loan Like SBI , pnb , canara , dhfl , religare , Magma , Fullerton ,  ING BANK , HDFC Bank, BAJAJ FINSERVE, KOTAK MAHINDRA BANK , Citi bank, standard chartered BANK  AND Axis bank etc.

RATE OF INTREST –
Business  loan rate of intrest  range from 11% to 15%. With the tenure of the loan up to 1 year to 10 years.

Business Loan Limited

Businesses require a amount of capital to fund startup expenses or pay for expansions. As such, companies out business loans to gain the financial assistance they need. A business loan is debt that the company is obligated to repay according to the loan’s terms and conditions. A business loan is funding given to business by a bank, an individual(s), or an organization usually to be repaid by a certain date with a certain amount of interest. The amount of a loan, the amount of interest, the repayment date, the qualification of the loan recipient to merit the loan, the credit analysis, and the number of lenders used to achieve the desired loan amount are all variable.
Business Loan For Pvt. Ltd.
A Limited compeny  can be avail  Business loan from Banks and nbfc . Loan amount is repaid as Equated Monthly Installment (EMI).

ELIGIBILITY

  • Net Income of the concern should be greater than Rs. 300,000 p.a.
  • Minimum turnover of the concern must be Rs. 5,000,000 p.a.
  • Minimum age of the guarantor to be 23 years
  • Maximum age of the guarantor to be 65 years at the time of the loan maturity

Documents needed for approval
  • Photo
  • Pan Card
  • Address Proof for Residence and Office (Light Bill / Phone Bill)
  • ITR for last 2 Financial Years along with Computation of Income , Balance sheet , P&L
  • Banling last 6 months of all current / cc / savings accounts as shown in balance sheet
  • CC Letter / Termloan Letter / All existing Loans welcome letter
  • Sale Tax / service tax one of required
  • List of directors.
  • AOA required
  • Latest Shareholding Directors Certified by CA / CS (Pvt. Ltd. / Ltd.)

Loan process
Business  loan are processed in a very quick and easy. You can also apply online Business  loan on our website fill our  loan form with correct details. And then we will receive your online your  application. After received you’re  application our team will contact you within working 24 hours.

OUR BANK PARTNERS
Every bank & Nbfc available in market today provides Business  loan Like SBI , pnb , canara , dhfl , religare , Magma , Fullerton ,  ING BANK , HDFC Bank, BAJAJ FINSERVE, KOTAK MAHINDRA BANK , Citi bank, standard chartered BANK  AND Axis bank etc.


RATE OF INTREST –

Business  loan rate of intrest  range from 11% to 15%. With the tenure of the loan up to 1 year to 10 years.
http://loanpao.com/loan-services/business-loan-limited

Personal Loan

ABOUT PERSONAL LOAN :
Personal Loan is an unsecured loan. Want some money for personal purposes like home renovation, holidays tours, marriage purpose, payments of credit cards, against his Income and credit worthiness without any security or guarantor. This kind of cash can be obtained easily via Personal Loans. The loan amount can range from Rs.1 lakhs to Rs 30 lakhs and the time period of repayment of loan can be from 1year to 5 years.

http://loanpao.com/loan-services/personal-loan

Personal Loan Salaried

Salaried applicant can be avail loan from Banks Professional like engineers, doctors, Chartered Accounts, government employee, pvt ltd and limited company employee & can avail loan from Banks. Loan amount is repaid as Equated Monthly Installment (EMI).

Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies.

Eligibility Criteria
  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 60 years
  • Minimum employment 1 years in the current organization , latest join a company required last 2 year continuity proof.
  • Minimum Gross  Monthly Income: Rs. 18,000 per month in Metro city and out of metro Rs. 12,000 per month.

Documents required:
  • Proof of Identity ( Pan Card ,Passport Copy , Driving Licence , Voters ID card , aadhar Card , photo debit and credit card , photo passbook etc )
  • Address Proof ( Ration card , Bank statement ,Telephone bill , Mobile bill , Elecity  Bill/ Rent aggrement , Passport ,Driving  licence , four wheller rc , credit card statement etc )
  • Latest 6 months bank statement / 6 months bank passbook  Statements .
  • Latest 3 month salary slip / current dated salary certificate with latest Form 16
PERSONAL LOAN APPROVAL PROCESS -

Personal loans are processed in a very quick and easy. You can also apply online personal loan on our website fill our Personal loan form with correct details. And then we will receive your online personal loan Application. After received your personal loan application our team will contact you within working 48 hours.
No earmarked of specific purpose is required to avail this loan, borrows uses to repay their Credit card dues, holidays, household buying, bridge loan for margin money, marriage and any such purpose.

OUR BANK PARTNERS -

Every bank available in market today provides Personal loan Like SBI , ING BANK , HDFC Bank, BAJAJ FINSERVE, KOTAK MAHINDRA BANK , Fullerton INDIA ,  Citi bank, standard chartered BANK , HDB AND Axis bank.

RATE OF INTEREST -
  • Personal loan rate of intrest  range from 12% to 25%. With the tenure of the loan up to 12 months to 60 Months.
  • Processing Fees of 0.5% - 2% is charged on loan amount, which is deducted from the disbursed amount.
http://loanpao.com/loan-services/personal-loan-salaried 

Personal Loan Self Employed

Personal is an unsecured loan. Want to money some  personal purposes of home renovation , holidays tours , marriage purpose , payments of credit cards ,  against his Income and credit worthiness without any security or guarantor. This kind of cash can be obtained easily via Personal Loans. The loan amount can range from Rs.1 lakhs to Rs 30 lakhs and the time period of repayment of loan can be from 1year to 5 years.

SELF EMPLOYED -

Self employed applicant can be avail loan from Banks. Doctors, Chartered Accountants, Engineers, MBA Consultants, Architects,  small businessman proprietorship  , Sole proprietors,  Business of Manufacturing, Trading or Services  , pvt ltd and limited company Loan amount is repaid as Equated Monthly Installment (EMI).
Self Employed (Pvt Ltd , Limited company  and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Eligibility Criteria
  • Minimum age of Applicant: 23 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business min. 3 yrs and continuous business experience

Documents required:
  • Proof of Identity ( Pan Card ,Passport Copy , Driving Licence , Voters ID card , aadhar Card , photo debit and credit card , photo passbook etc )
  • Address Proof ( Ration card , Bank statement ,Telephone bill , Mobile bill , Elecity  Bill/ Rent aggrement , Passport ,Driving  licence , four wheller rc , credit card statement etc )
  • Latest 6 months bank statement / 6 months bank passbook  Statements .
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs.
  • Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
  • Other Mandatory Documents  Prop. Decl. Or Cert. Copy of Partnership Deed,Cert. Copy of MOA, AOA & Board resolution.
PERSONAL LOAN APPROVAL PROCESS -

Personal loans are processed in a very quick and easy. You can also apply online personal loan on our website fill our Personal loan form with correct details. And then we will receive your online personal loan Application. After received your personal loan application our team will contact you within working 72 hours.
No earmarked of specific purpose is required to avail this loan, borrows uses to repay their Credit card dues, holidays, household buying, bridge loan for margin money, marriage and any such purpose.

OUR BANK LIST -

Every bank available in market today provides Personal loan Like SBI , ING BANK , HDFC Bank, BAJAJ FINSERVE, KOTAK MAHINDRA BANK , Fullerton INDIA ,  Citi bank, standard chartered BANK , HDB AND Axis bank.

RATE OF INTEREST -
  • Personal loan rate of intrest  range from 12% to 25%. With the tenure of the loan up to 12 months to 60 Months.
  • Processing Fees of 0.5% - 2% is charged on loan amount, which is deducted from the disbursed amount.
http://loanpao.com/loan-services/personal-loan-self-employed 

Home Loan

Home is a lifetime dream for individual. This is the primary reason that there is a long list of banks and financial institutions which offer all types of home loans in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of Home Loan provided by all kinds of Banks and nbfc.

Home loan approval time takes 10 – 15 day after all required documents are provided on time to the lending bank & nbfc. Maximum home loan repayment period is 30 years.


What is floating rate or a fixed rate home loan?

Floating
home loan rates are joined to some standard interest rate by the lender
and the rates may vary depending on the standard.
Fixed rate home loans offer you the opportunity to fix an amount of loan payment per month for the complete loan period.


SALARIED -

Salaried applicant can be avail home loan from Banks and nbfc Professional like engineers , doctors, Chartered Accounts , government employee , pvt ltd and limited company employee can avail home loan from Banks. Loan amount is repaid as Equated Monthly Installment (EMI).


ELIGIBILITY CRITERIA -
  • Minimum age of Applicant: 21 years
  • Incase Maximum age 65 so co-applicant required
  • Minimum Annual Income of Rs. 3 lacs

Documents needed for approval
  • Identity Proof
  • Resident Proof
  • Photograph
  • Sale Agreement
  • Bank Statements for last 6 months
  • For Salaried Persons -  Salary Slips (last 3 months)
  • Latest from no.16
  • Property Documents  (Chain of Agreement, Share Certificate and Society NOC)

SELF EMPLOYED  -

Self employed applicant can be avail Home loan from Banks & Nbfc . Doctors, Chartered Accountants, Engineers, MBA Consultants, Architects, small businessman proprietorship , Sole proprietors, Business of Manufacturing, Trading or Services , pvt ltd and limited company. Loan amount is repaid as Equated Monthly Installment (EMI).

ELIGIBILITY CRITERIA -
  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business min. 3 yrs and continuous business experience
  • Minimum Annual Income of Rs. 3 lacs

Documents needed for approval -
  • Pan card copy
  • Age Proof
  • Signature Proof
  • Passport size photograph
  • Office address proof  (electricity bill, water bill, telephone bill, mobile bill)
  • Residence address proof  (electricity bill, water bill, telephone bill, mobile bill)
  • Last 3 years ITR with computation of income, balance-sheet, profit & loss account with all schedules, audit report & tax audit reports with annexures ( if applicable )
  • Last 12 months Bank Statement for Individual and the Firm
  • Property Documents  (Chain of Agreement, Share Certificate and Society NOC).

PARTNERSHIP FIRMS -
  • Age Proof
  • Signature Proof
  • Passport size photograph
  • Copy of PAN card of partnership firm
  • Copy of PAN card and Passport of all partners.
  • Office address proof  (electricity bill, water bill, telephone bill, mobile bill)
  • Residence address proof  (electricity bill, water bill, telephone bill, mobile bill).
  • Last 3 years ITR with computation of income, balance-sheet, profit & loss account with all schedules, audit report & tax audit reports with annexures (if applicable )
  • Last 3 years ITR with computation of income of all Partners.
  • Last 3 months updated bank statement.
  • Partnership deed.
  • List of Partners with their share holding percentage.
  • Property Documeets (Chain of Agreement, Share Certificate and Society NOC)

PRIVATE LIMITED & LTD. COMPANIES -
  • PAN card copy of Company.
  • PAN card copy of all Directors.
  • Residence address proof (electricity bill, water bill, telephone bill or mobile bill)
  • Office address proof ( electricity bill, water bill, telephone bill or mobile bill)
  • Photograph of all Directors.
  • Last 3 years ITR with computation of income, balance-sheet, profit & loss account with all schedules, audit report & tax audit reports with annexures ( if applicable )
  • Last 3 years ITR with computation of income of all Directors.
  • Last 3 months updated bank statement of the company and directors
  • Annual Return with ROC reciept
  • MOA / AOA
  • List of Directors and list of share-holders with share-holding pattern.
  • Property Documents (Chain of Agreement, Share Certificate and Society NOC).
OUR BANK PARTNERS -

Every bank & Nbfc available in market today provides Home loan Like SBI , pnb , canara , dhfl , religare , ING BANK , HDFC Bank, BAJAJ FINSERVE, KOTAK MAHINDRA BANK , Citi bank, standard chartered BANK AND Axis bank etc.

RATE OF INTEREST -

Home loan rate of intrest range from 9% to 15%. With the tenure of the loan up to 5 year to 30 years.

loanpao.com/loan-services/home-loan

Loan Against Property

You are looking for funds is the most secured form of availing a loan facility  Loan against property. The loan against property is also known as LAP .  The borrower is give the security of property against the loan amount . The loan is given as a certain percentage of the property‘s market value, usually around 60% to 80%. This type of loan serves many purpose like business planning , child's foreign education , marrige , a wedding or funding your. This loan is easily provided by the bank as this is a secured loan.  Rate of interest for this loan is also comparatively less than other types of loan. . This type of Loan provided by all kinds of Banks and nbfc.

SALARIED -

Salaried  applicant can be avail  loan against property  from Banks and nbfc  Professional like engineers , doctors, Chartered Accounts , government employee , pvt ltd and limited company employee can avail home loan from Banks. Loan amount is repaid as Equated Monthly Installment (EMI).

ELIGIBILITY -
  • Minimum age of Applicant: 21 years
  • Incase Maximum age 65 so co-applicant required
  • Minimum Annual Income of Rs. 3 lacs

Documents needed for approval -
  • Identity Proof
  • Resident Proof
  • Photograph
  • Bank Statements for last 6 months
  • For Salaried Persons - Salary Slips (last 3 months)
  • Latest from no.16
  • Property Documnets (Chain of Agreement, Share Certificate and Society NOC)

SELF EMPLOYEE -

Self employed applicant can be avail  loan against property  from Banks & Nbfc . Doctors, Chartered Accountants, Engineers, MBA Consultants, Architects,  small businessman proprietorship  , Sole proprietors,  Business of Manufacturing, Trading or Services  , pvt ltd and limited company.  Loan amount is repaid as Equated Monthly Installment (EMI)

Eligibility Criteria -
  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business min. 3 yrs and continuous business experience
  • Minimum Annual Income of Rs. 3 lacs

Documents -
  • Pan card copy
  • Age Proof
  • Signature Proof
  • Passport size photograph
  • Office address proof (electricity bill, water bill, telephone bill, mobile bill)
  • Residence address proof (electricity bill, water bill, telephone bill, mobile bill)
  • Last 3 years ITR with computation of income, balance-sheet, profit & loss account with all schedules, audit report & tax audit reports with annexures ( if applicable )
  • Last 6 months Bank Statement for Individual and the Firm
  • Property Documnets (Chain of Agreement, Share Certificate and Society NOC)
PARTNERSHIP FIRMS -
  • Age Proof
  • Signature Proof
  • Passport size photograph
  • Copy of PAN card of partnership firm
  • Copy of PAN card and Passport of all partners.
  • Office address proof (electricity bill, water bill, telephone bill, mobile bill)
  • Residence address proof (electricity bill, water bill, telephone bill, mobile bill).
  • Last 3 years ITR with computation of income, balance-sheet, profit & loss account with all schedules, audit report & tax audit reports with annexures ( if applicable )
  • Last 3 years ITR with computation of income of all Partners.
  • Last 3 months updated bank statement.
  • Partnership deed.
  • List of Partners with their share holding percentage.
  • Property Documnets (Chain of Agreement, Share Certificate and Society NOC)
PRIVATE LIMITED & LTD. COMPANIES-PAN card copy of Company.
  • PAN card copy of all Directors.
  • Residence address proof (electricity bill, water bill, telephone bill or mobile bill)
  • Office address proof ( electricity bill, water bill, telephone bill or mobile bill)
  • Photograph of all Directors.
  • Last 3 years ITR with computation of income, balance-sheet, profit & loss account with all schedules, audit report & tax audit reports with annexures ( if applicable )
  • Last 3 years ITR with computation of income of all Directors.
  • Last 3 months updated bank statement of the company and directors
  • Annual Return with ROC reciept
  • MOA / AOA
  • List of Directors and list of share-holders with share-holding pattern.
  • Property Documents (Chain of Agreement, Share Certificate and Society NOC)
OUR BANK PARTNERS -

Every bank & Nbfc available in market today provides Loan against property Like SBI , pnb , canara , dhfl , religare ,  ING BANK , HDFC Bank, BAJAJ FINSERVE, KOTAK MAHINDRA BANK , Citi bank, standard chartered BANK  AND Axis bank etc.

RATE OF INTREST -

Loan against property rate of intrest  range from 11% to 16%. With the tenure of the loan up to 15 years.

http://loanpao.com/loan-services/loan-against-property 

Project Loan

Are you looking for a Project Loan . Project Loan is given by the Nbfc or banks to the borrower for the purpose of business expansion, like Project loan is also available to acquire the fixed assets like land & building, plant & machinery etc. Project Loans are available to the existing business or industrial houses for growth purpose and equally available to the new business startup. The borrower is given the security of aginst the loan amount .

Documents needed for approval –
  • PAN Card
  • Address Proof (Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax  certificate)
  • Bank Statement (latest 6 months bank)
  • Last 2 Years ITRs (computation of income) Balance Sheet and Profit & Loss a/c. Audited or Certified by a CA.
  • Proof of continuation (ITR/ Trade license /Establishment /Sales Tax certificate)
  • Sole Proprietor Declaration or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association & Board resolution (Original)
  • Certificate & Proof of business existence along with Business Profile
  • Photocopy of Title Documents of the Property, Approved Plan etc.

Loan process

Project  loan are processed in a very quick and easy. You can also apply online Project  loan on our website fill our  loan form with correct details. And then we will receive your online your  application. After received you’re  application our team will contact you within working 24 hours.

OUR BANK PARTNERS
Every bank & Nbfc available in market today provides Business  loan Like SBI , pnb , canara , dhfl , religare , Magma , Fullerton ,  ING BANK , HDFC Bank, BAJAJ FINSERVE, KOTAK MAHINDRA BANK , Citi bank, standard chartered BANK  AND Axis bank etc.

RATE OF INTREST –

Business  loan rate of intrest  range from 11.50% to 13.75%. With the tenure of the loan up to 5 year to 15 years.

http://loanpao.com/loan-services/project-loan

Balance Transfer

Balance Transfer
Balance Transfer is a facility offering the customer a choice to transfer the outstanding balance of Home loan , car loan , loan agenst property , credit cards etc . Balance Transfer helps to move from higher rate of interest.

Documents required for salaried
  • Proof of Identity ( Pan Card ,Passport Copy , Driving Licence , Voters ID card , aadhar Card , photo debit and credit card , photo passbook etc )
  • Address Proof ( Ration card , Bank statement ,Telephone bill , Mobile bill , Elecity  Bill/ Rent aggrement , Passport ,Driving  licence , four wheller rc , credit card statement etc )
  • Latest 6 months bank statement / 6 months bank passbook  Statements .
  • Latest 3 month salary slip / current dated salary certificate with latest Form 16
  • All running loan schedule and Credit card statement.

Documents required for self employee
  • Proof of Identity ( Pan Card ,Passport Copy , Driving Licence , Voters ID card , aadhar Card , photo debit and credit card , photo passbook etc )
  • Address Proof ( Ration card , Bank statement ,Telephone bill , Mobile bill , Elecity  Bill/ Rent aggrement , Passport ,Driving  licence , four wheller rc , credit card statement etc )
  • Latest 6 months bank statement / 6 months bank passbook  Statements .
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs.
  • Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
  • Other Mandatory Documents  Prop. Decl. Or Cert. Copy of Partnership Deed,Cert. Copy of MOA, AOA & Board resolution.
  •  All running loan schedule and Credit card statement.

Loan process
Balance Transfer  loan are processed in a very quick and easy. You can also apply online Balance Transfer on our website fill our  loan form with correct details. And then we will receive your online your  application. After received you’re  application our team will contact you within working 24 hours.

OUR BANK PARTNERS
Every bank & Nbfc available in market today provides Business  loan Like SBI , pnb , canara , dhfl , religare , Magma , Fullerton ,  ING BANK , HDFC Bank, BAJAJ FINSERVE, KOTAK MAHINDRA BANK , Citi bank, standard chartered BANK  AND Axis bank etc.

Car Loan

In the current time, everyone wants to own a dream car of their own. If you are planning to buy your dream family car and finance is a concern then you need not worry as there are exiting car loan offers available from leading banks in india. A car loan is the best option to purchase a dream car. If you want a car loan now by filling up the online loan form and get best car loan offers instantly.
Eligibility Criteria -
  • Salaried individual
  • Self employed individual
  • Self employed professional like doctor, lawyer, etc.
  • Aged above 18 years
  • Finance up to 95 % of ex-showroom price
Salaried Document Required -
  • Photo Id proof ( pan card ,passport copy , driving licence , voters id card , aadhar card , photo debit card and credit card, photo passbook etc )
  • Residence proof ( ration card , bank statement ,telephone bill , mobile bill , elecity bill/ rent aggrement , passport ,driving licence , four wheller rc , credit card statement etc )
  • Income proof ( latest 3 month salary slip / current dated salary certificate with latest form 16 )
  • 6 month bank statement
Self Employed Document Required -
  • Photo Id proof ( pan card ,passport copy , driving licence , voters id card , aadhar card ,photo debit card and credit card , photo passbook etc )
  • Residence proof ( ration card, bank statement, telephone bill, mobile bill, elecity bill / rent aggrement, passport, driving licence, four wheller rc, credit card statement etc)
  • Latest 6 months bank statement / 6 months bank passbook statements .
  • Latest itr along with computation of income, b/s & p&l a/c for the last 2 yrs.
Car Loan Proces -
Car loan are processed in a very quick and easy. You can also apply online car loan on our website fill our loan form with correct details. And then we will receive your online personal loan application. After received your personal loan application our team will contact you within working 24 hours.
Our Bank Partners -
Every bank available in market today provides car loan like sbi , icici bank , ing bank , hdfc bank, kotak mahindra bank , citi bank, standard chartered bank , axis bank , magma , cholamandlam etc.
Rate
of interest -
Personal loan rate of intrest range from 9% to 13 %. With the tenure of the loan up to 12 months to 84 months.
http://loanpao.com/loan-services/car-loan

Commercial Vehicle Loan

A commercial vehicle loan is borrowed to fund the purchase of a vehicle for commercial use. This loan is available for light commercial vehicles and heavy commercial vehicles. Commercial vehicle loan is a good source of finance required to buy a vehicle like crane , bus, truck, tipper, dumper etc for various business purposes. Commercial loan can avail from any lending organization.

Eligibility criteria
  • Any individual / partnership firm / company with more than two years of business experience.
  • Existing owner of at least two commercial vehicles.
  • Captive customers and transporters.
  • New browwer can be taken loan guarantor should have at least 3 years experience in relevant transport operations.
  • Loan amount Funding up to 100% for behalf of past experience and excellent relationship with bank.
  • The tenure of the loan can range from a period of 1 year  to 5 months.

Document required

  • Proof of Address e.g. Passport, Ration Card, Voters ID , D.L etc
  • Id proof required e.g. Pan Card , D.L , Passport etc
  • Proof of Experience in the Transport filed.  
  • Track Record of past loans if availed .
  • Bank Statement
  • Las two year ITR in case of specific category of customers
  • Transportation Contracts to be submitted for higher quantum of funding.

Car loan process
Commercial vehicle loan are processed in a very quick and easy. You can also apply online commercial vehicle loan on our website fill our  loan form with correct details. And then we will receive your online your  application. After received you’re  application our team will contact you within working 24 hours.


Our bank partners –
Every bank available in market today provides commercial vehicle loan like sbi , icici bank , ing bank , hdfc bank, kotak mahindra bank ,  citi bank, standard chartered bank , axis bank , magma , cholamandlam etc.

Rate of intrest –

Commercial vehicle loan rate of intrest  range from  9% to 13 %. With the tenure of the loan up to 12 months to 60 months.

http://loanpao.com/loan-services/commercial-loan

Insurance

Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.
An insurer, or insurance carrier, is a company selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. The amount of money to be charged for a certain amount of insurance coverage is called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
We provide you the following Insurance :

http://loanpao.com/loan-services/insurance

Life Insurance

Life insurance policy is a contract between  insurance company between and policyholder. Policyholders agree to make premium payments to the company, and the company agrees to pay your beneficiaries a sum of money if you die. All life policies have a minimum of 4 parts: a premium, death benefit, term period, or cash value.

Typically, life insurance is chosen based on the needs and goals of the owner. Term life insurance generally provides protection for a set period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage. It's important to note that death benefits from all types of life insurance are generally income tax-free. It is intended to replace lost income and pay for any additional expenses that are experienced by those left behind when a family member who contributes income or services to a household is lost. It can also be used for final expenses like medical bills or funeral costs that survivors would have to pay when a death occurs. Life insurance is an important part of financial planning for families and individuals.

Term life insurance
Term life insurance is designed to provide financial protection for a specific period of time, such as 10 or 20 years. Typically, premiums are level and guaranteed for that time. After that period, policies may offer continued coverage, usually at a substantially higher premium rate. Term life insurance is generally a less costly option than permanent life insurance.

Purposes of Life Insurance
  • Purpose of life insurance is to maintain the financial security and well-being of one’s family. life insurance can also be used for the following reasons:
  • Children Education
  • Planing to purcage a home
  • Business Planing
  • Daughter  marriage

OUR PLAN
  • Protection Plan
  • Saving & investment  Plan
  • Retirement Plan
  • Unit Linked Plan
  • Health Plan

PROCESS
Life insurance processed in a very quick and easy. You can also apply online on our website fill our  form with correct details. And then we will receive your online your  application. After received you’re  application our team will contact you within working 24 hours.

http://loanpao.com/loan-services/life-insurance

General Insurance

General Insurance contracts that do not come under the ambit of life insurance are called general insurance. The different forms of general insurance are home fire, , motor insurance , accident insurance etc.

Purposes of Life Insurance
Gerenal Insurance can help you manage the risks of relatively rare, but expensive events, throughout your life such as car accident, theft or fire. Without the protection of an insurance policy, you would be responsible for covering the loss you experienced.
Thankfully, not everyone will experience a catastrophic loss in their lifetime. Insurance companies pool many people's small, regular payments to cover the expenses of uncommon, large events . Insurance companies are able to use data to track trends that can spread this risk among all its customers.

OUR PLAN
  • Car insurance
  • Two wheeler insurance
  • Health insurance
  • Home insurance
  • Company insurance
  • Travel insurance

PROCESS
Gerenal insurance processed in a very quick and easy. You can also apply online on our website fill our  form with correct details. And then we will receive your online your  application. After received you’re  application our team will contact you within working 24 hours.

http://loanpao.com/loan-services/general-insurance